Housing co-ops · Jamaica

Set Up a Housing Co-op — Together

A housing co-op lets a group of families own their homes together — one society, one deed, one loan taken on as a group. It sits in Jamaican law under the Co-operative Societies Act, and it has been there since 1950.

Because the group borrows together, the money can cost less than twenty separate mortgages — and because the risk is shared, one family's rough month doesn't put their home on the line. Mikaveh Co. helps groups form and register the society and structure the setup. Already have a group? Come as you are. No group yet? You can also join a co-op that's forming. This short form starts the conversation.

One societyFamilies hold shares, not solo mortgages
One loan, togetherCollective borrowing can cost less
Shared riskA bad month is carried, not punished
Co-op intake · Two doors, one form

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1 What are you here to do?

Both doors are open. Pick the one that fits where you are right now.

No group yet? That's fine — that's what this door is for. Leave the group questions below blank; tell us your parish and we'll match you as groups form.
Welcome. Fill in what you can — even just your name and WhatsApp — and we'll send you the plain-English picture of how it works.
Pick the door that fits you.
2 Who's reaching out?

You're the lead contact. If you're joining on your own, this is just you and your family.

Please add your name.
Please add a WhatsApp number we can reach.
3 Your group — skip this part if you're joining on your own

A group can be family, a church, workmates, or neighbours. Ten members is enough to register a society in Jamaica.

Submitting builds your summary on this page — you send it yourself on WhatsApp, so nothing is shared until you tap send.
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